Solutions

The risk looks different in every industry. So does the file.

A hotel is exposed after checkout. A distributor is exposed on the first order. A rental yard is exposed the moment the machine leaves the lot. Pick the one that describes your business.

Direct bill, groups and corporate accounts

Hotels & hospitality

Hotels extend credit before the stay, not after. A tour operator, production company or corporate travel desk books a block, the folio grows all week, and the invoice goes out once everyone has already left the property. If the account was never verified, there is nothing left to hold.

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High volume, thin margin, fast onboarding

Wholesale & distribution

In distribution the first order is usually the largest one, and margin is measured in single-digit points. A write-off does not cost you one order — it costs the gross profit on twenty more. Meanwhile sales wants the account opened this afternoon.

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Contractors, lien deadlines and seasonal swings

Building materials & trades

Building supply credit is granted to businesses whose own cash flow depends on being paid by a general contractor who depends on an owner. When a project stalls, the pain travels down the chain to the supplier who delivered the material first and invoices last.

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Assets that leave your yard

Equipment rental

In rental you extend two things at once: credit on the invoice and possession of an asset worth many times the invoice. Recovering an unpaid balance is difficult; recovering a machine from a business that has gone quiet is worse.

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Not on the list?

The workflow is the same wherever trade credit is granted in Canada. Book a demo and we will walk through your own approval process.

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