Bank Confirmation Letters, without the chase.
Send a Bank Confirmation Letter (BCL) request, collect your customer's e-signed consent, and get the banker's answer back through one secure link — usually in days, not weeks.
14 days free · no credit card · cancel anytime. CreditConfirm is not a bank, lender or credit bureau and does not make your credit decision.
Request CC-1042 (DEMO)
Portal verifiedRequest created
Priya Nair · Credit manager
Authorization e-signed
Dana Whitfield · CFO · consent v1.2
Banker request sent
Maple Ridge Commercial Bank (DEMO)
Response received
Secure portal · OTP verified banker
2.4d
Median turnaround
0
Banker sign-ups
100%
Audited events
Illustrative demo file. All names and figures are fictional.
What a confirmed bank letter is worth to your credit team
Every day an account sits unapproved is a day the order does not ship. Every unverified limit is a receivable you may write off. CreditConfirm fixes both ends.
Days, not weeks
Approve credit faster
Chasing a bank confirmation by phone and fax takes weeks. CreditConfirm sends, reminds and tracks it for you, so the account opens while the order is still live.
Fewer write-offs
Extend limits with confidence
A confirmed banking relationship on file is stronger evidence than a self-reported credit application. Set the limit you can actually defend.
Zero sign-ups
No friction for your customer
Your customer's owner and their banker never create an account, never install anything. One secure link each, and they are done.
Audit ready
Consent you can prove
Versioned consent text, timestamps, IP, delivery events and the signed PDF — everything an auditor or privacy review asks for, in one export.
How it works
Four steps, one auditable file. Only your team needs an account.
Step 1
You request
Create a BCL request in about two minutes. Address, terms and bank details autofill as you type.
Step 2
Customer authorizes
Their signing officer verifies by one-time code, sees the exact letter, and e-signs consent. No account.
Step 3
Banker responds
The bank answers through a secure expiring link — or simply replies to the email. Both land in the file.
Step 4
You review and close
Confirm the reply, download the signed PDF, and keep an append-only audit trail for the credit file.
From paper chase to closed file
The way it happens today
- Credit application says the customer banks somewhere — nobody checks
- Faxed request sits in a branch tray for two weeks
- Banker replies to one person's inbox and it never reaches the file
- Consent is a checkbox nobody can produce later
With CreditConfirm
- Request created and delivered in minutes with the right questions
- Owner authorizes from their phone with a one-time code
- Bank replies by portal or email; both attach to the request
- Signed letter, consent version and full timeline in one export
Everything included
- Structured BCL requests with your own question templates
- Canadian address and bank lookup so forms fill themselves
- E-signed customer authorization, versioned and locked
- Secure banker portal — no login, no sign-up, expiring links
- Email reply intake, matched to the right request automatically
- One-time codes by email or text before anything is disclosed
- Honest confidence labels: portal verified vs. needs review
- Append-only audit trail, signed PDF and exportable case package
Plans start at $149 CAD / month after the free trial. See pricing.
Run your next credit file on CreditConfirm
We set up your workspace, import your question template, and you send real requests the same day. 14 days free, no credit card required.