Resources
Written for the person who actually has to decide whether to ship on terms.
What your manual credit process costs in hours and dollars each year.
Straight answers on turnaround, branding, pricing and what happens when a branch won't reply.
Where your data lives, how it is encrypted, who can reach it and how long we keep it.
Bank confirmations · 5 min read
What actually happens between sending a bank confirmation request and getting an answer from a Canadian branch, and the four things that change the turnaround.
Trade references · 6 min read
Trade references are only useful if you ask questions that have uncomfortable answers. Here are the ones that matter and what each one is telling you.
Credit policy · 5 min read
A practical framework for deciding the opening limit on a new commercial account, and why the review date matters as much as the number.
Risk & searches · 6 min read
What a Personal Property Security Act registration is, what a search will and will not tell you, and when it is worth running before granting terms.